Q: Do you help used auto loan applicants?
I do both new and used car auto loans.
Q: Do you cover Dodge, Chrysler, Jeep, Ram and FIAT only?
I cover all brands, especially Dodge, Chrysler, Jeep, Ram, FIAT, Hyundai and Toyota.
Q: On average, how long does it take for you to get a client into their car (from contact to delivery)?
It's hard to say. Some can be approved and driving in an hour, some take days, some take weeks, depends on the client and the deal. There are many factors that might slow the process.
Q: If someone already has a car (used) looking for a secondary car with low monthly payments, can you help them get into a newer car?
If the 1st vehicle is also financed it might be tricky. Lenders prefer one car loan per person. But depending on income and credit, it is possible.
Q: What are some of the lowest interest rates you have been able to get for your clients? Has it ever been 0%?
0% would be a manufacturer rate and we don't have it on any new products for non prime. But have in the past been able to get it when the program was available. Zero percent is for zero risk loans.
Q: What are your office hours?
I am available during our office hours (you can find this info from my contact page). You can use my website to contact me 24 hours a day, 7 days a week. I will try to get back to you as soon as possible.
Q: What banks & financial institutions do you work with?
I work with many financial institutions, such as TD Canada Trust, Scotiabank, Royal Bank of Canada (RBC), Rifco, BMO, Envision Credit Union, Navigate Capital, Carfinco, General Bank, etc.
I will work between you and the lender just like a mortgage broker to get you the best rates, terms and conditions, and in turn help you reestablish your good credit.
Q: How can I qualify for a car loan?
Everyone is different, so every case is different. You can contact me and we will evaluate your situation step by step.
Additional Car Loan Questions?
I work with people all over British Columbia, Canada, helping them find the exact type of auto financing they need.
If you have any further auto loan questions, please contact me, and I will be happy to assist you.