Simple, Fast & Secure
99% Loan Approval Rate
100% Secure Credit Application
Car Loans Approved Within 2 Business Days
128 Bit Data Encryption
Get Approved Now!
Welcome to Langley Auto Loans!
We are licensed automotive finance managers serving Langley, Surrey, Vancouver, and all of British Columbia. If you are worried or concerned about qualifying for a traditional car loan or truck loan due to bankruptcy, consumer proposal, or missed some credit card payments, we will work with you to get you approved on a fantastic vehicle and auto loan.
We can provide car loans for over 1,500 new vehicles and 600 used vehicles from our group of eight dealerships in the Greater Vancouver area and throughout British Columbia. We have Toyota, Ford, Volkswagen, Fiat, Hyundai, Chrysler, Dodge, Jeep and Ram dealerships to give us access to thousands of cars, trucks, SUVs and sedans. We are here to help!
Simple, Fast & Secure
Here's how it works
1 | Apply with our secure application
We’ve designed our Langley Auto Loans application with you in mind. Our online application only takes 60 seconds to fill out and your information is completely secure.
2 | Receive Approval
After your application has been submitted, our team works with you to get an auto loan. Our expert team will help guide you and get you approved as quickly as possible.
3 | Get Your Car
Once you're approved, our team will gladly help you get into your new car! It's as simple as that.
Let's get Started
Authorized Representatives of
Just a quick note to say that Darcy is amazing. She is quick, courteous, and extremely intelligent & capable. There’s never a moment where I feel that she’s doesn’t know what she’s doing & I know she’s fighting for my best interests at all times.
Ron
Let me start off and just say the entire experience was awesome! Darcy was extremely courteous and understanding about our credit problems. We are just regular people working hard, but never really getting anywhere with rebuilding our credit.
Dafyd
What can anyone say? My credit was in a shambles, and Darcy was the only person to take the time and help me, now my credit is back on track and I am driving the car of my dreams!! Thanks Darcy and I will for sure be seeing you again and will send all my close friends to see you!!
Mark
Frequently Asked Questions
- What is a credit score?
- Will I need money down?
- What If my own bank turned me down?
- What if I owe more on my trade than it's worth?
- What if I've been bankrupt?
- What is a credit score?
The formula for a credit score is fairly complicated. It is based on several major factors. - Will I need money down?
Will you need money down? In a word, “No.” But that doesn’t tell the whole story. While money down on a car loan is not always necessary, it is always recommended. Why? That’s what we’re here for. So take a few minutes to learn what’s best for you and your situation. We’re sure it’ll save you a few headaches—it may also save you thousands of dollars. - What If my own bank turned me down?
As a general rule local banks do not like to extend new credit to customers who appear to be struggling with their current debt loans. Unless you have some strong collateral ie/ home equity they will shy away from subprime loans and my even in some cases even call in some of your outstanding credit with them if they see that you are falling behind. - What if I owe more on my trade than it's worth?
Because ALL vehicles depreciate most people who are currently financing and making the minimum payment will be backwards on their trade. This difference is called negative equity and for qualified buyers can be rolled over into the new finance application. If you don’t owe money on your trade you can use it as money down to reduce your payment. - What if I've been bankrupt?
Bankruptcy presents a challenge to car loan approval, but it’s not an impassable barrier. Every situation is unique, from the cause of your bankruptcy to the extent of your debt. As we’ll explain, a car loan can be the perfect place to start rebuilding your credit, even if you’re emerging from personal bankruptcy. Here’s everything you need to know.
FAQs
What is a credit score?
The formula for a credit score is fairly complicated. It is based on several major factors.
Will I need money down?
Will you need money down? In a word, “No.” But that doesn’t tell the whole story. While money down on a car loan is not always necessary, it is always recommended. Why? That’s what we’re here for. So take a few minutes to learn what’s best for you and your situation. We’re sure it’ll save you a few headaches—it may also save you thousands of dollars.
What If my own bank turned me down?
As a general rule local banks do not like to extend new credit to customers who appear to be struggling with their current debt loans. Unless you have some strong collateral ie/ home equity they will shy away from subprime loans and my even in some cases even call in some of your outstanding credit with them if they see that you are falling behind.
What if I owe more on my trade than it's worth?
Because ALL vehicles depreciate most people who are currently financing and making the minimum payment will be backwards on their trade. This difference is called negative equity and for qualified buyers can be rolled over into the new finance application. If you don’t owe money on your trade you can use it as money down to reduce your payment.
What if I've been bankrupt?
Bankruptcy presents a challenge to car loan approval, but it’s not an impassable barrier. Every situation is unique, from the cause of your bankruptcy to the extent of your debt. As we’ll explain, a car loan can be the perfect place to start rebuilding your credit, even if you’re emerging from personal bankruptcy. Here’s everything you need to know.